- Open with as little as $1,000
- No annual maintenance fee
- Terms available from 12-60 months
- Competitive dividend rates
- Your rate is fixed and guaranteed
- Get the security of a certificate with the tax advantages of an IRA
- Ability to transfer funds from other plans
- Federally insured up to $250,000
*APY=Annual Percentage Yield. Applies to IRA Certificates only. Certificates subject to early withdrawal fee. Full terms and conditions available in a branch. $1,000 minimum deposit required. Programs and rates are subject to change daily without notice. Does not apply to business accounts.